The research was based on the topic “mobilizing Domestics savings for economic growth and development in the banking industry. (A case study of Union Bank of Nig PLC 1999 – 2000. In carrying out this research, I examined thoroughly. The various factors, which militates severely against the effective and efficient mobilization of domestic savings these factors were identified to range from the level of income earned of the saver. The interest rate that the bank pays on depots of customers, to the effect of bank distress syndrome in the banking industry.
Efforts were geared towards recommending various measures the bank can use to improve greater mobilization of domestic resources in our bank. The various ways through which an increase in domestic savings mobilization can also effect on increase in economic growth and development were also identified. These include granting of loans and overdraft of to deficit customer, assisting in the provision of amenities to the host community generating employment and affirming of scholarship and promotional programmes. The research was accomplished through the use of questionnaires and secondary data. The testing and analysis of relevant data obtained were done through the use of chi – square statistical test techniques.
Title page
Dedication
Approval page
Acknowledgement
Abstract
Table of Contents
CHAPTER ONE
INTRODUCTION 1
1.1 Background of study 1
1.2 Statement of Problem 4
1.3 Purpose / Objective of Study 5
1.4 Research Questions 6
1.5 Research Hypothesis 7
1.6 Significance of the Study 9
1.7 Scope , Limitations and Delimitation 10
1.8 Definitions of terms 11
Reference 13
CHAPTER TWO
Review of related literature 14
2.1 Domestic Financial Resource Mobilization
Efforts of the Nigeria Financial System 15
2.2 Principal Sources of Savings 17
2.3 Constraints to Effective Mobilization of
Savings for Economic Growth and Development 19
2.4 Effect of Bank Distress in Mobilization of Savings.
2.5 Effects Of Income Earned To Savings Mobilization 25
2.6 Effect Of Interest Rate In Mobilization
Of Domestic Savings 29
2.7 Strategies for Improving Mobilization Or
Savings in Union Bank of Nigeria Plc 31
Reference 37
CHAPTER THREE
Research Design and Methodology 38
3.1 Research design 38
3.2 Area of Study 38
3.3 Population 39
3.4 Sample and Sampling Techniques 39
3.5 Instruments of data collection 40
3.6 Methods of Data Analysis 42
CHAPTER FOUR
Data Presentation and analysis 44
4.1 Data Presentation 44
4.2 Test of hypothesis 52
CHAPTER FIVE
Findings Recommendations and conclusion 63
5.1 Summary of Findings 63
5.2 Conclusion 65
5.3 Recommendation 66
Bibliography 69
Appendix 71
Savings Mobilization For Economic Development In Banking Industry. (n.d.). UniTopics. https://www.unitopics.com/project/material/savings-mobilization-far-economic-development-banking-industry/
“Savings Mobilization For Economic Development In Banking Industry.” UniTopics, https://www.unitopics.com/project/material/savings-mobilization-far-economic-development-banking-industry/. Accessed 21 November 2024.
“Savings Mobilization For Economic Development In Banking Industry.” UniTopics, Accessed November 21, 2024. https://www.unitopics.com/project/material/savings-mobilization-far-economic-development-banking-industry/
Here’s a typical structure for Savings Mobilization For Economic Development In Banking Industry research projects:
- The title page of Savings Mobilization For Economic Development In Banking Industry should include the project title, your name, institution, and date.
- The abstract of Savings Mobilization For Economic Development In Banking Industry should be a summary of around 150-250 words and should highlight the main objectives, methods, results, and conclusions.
- The introduction of Savings Mobilization For Economic Development In Banking Industry should provide the background information, outline the research problem, and state the objectives and significance of the study.
- Review existing research related to Savings Mobilization For Economic Development In Banking Industry, identifying gaps the study aims to fill.
- The methodology section of Savings Mobilization For Economic Development In Banking Industry should describe the research design, data collection methods, and analytical techniques used.
- Present the findings of the Savings Mobilization For Economic Development In Banking Industry research study using tables, charts, and graphs to illustrate key points.
- Interpret Savings Mobilization For Economic Development In Banking Industry results, discussing their implications, limitations, and potential areas for future research.
- Summarize the main findings of the Savings Mobilization For Economic Development In Banking Industry study and restate its significance.
- List all the sources you cited in Savings Mobilization For Economic Development In Banking Industry project, following a specific citation style (e.g., APA, MLA, Chicago).