Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (Problems And Prospects)

ABSTRACT

The major function of the Nigerian Agricultural, co-operative, Rural and Development Bank is provision of loans and advances to individual and corporate farmers.
However, there are series of reasons for the need for special funding towards agricultural sector. The agricultural sub-sector is saddled with peculiar risks, risks that can hardly be diversified; illiteracy and ignorance; culture; interest rate, etc
Loan defaults occur when the borrowers can not meet up the repayment of principal and interest within the maturity time stipulated by the bank. Loan defaults have continued to increase tremendously, and it forms the major discouraging factor to the NACRDB in loan or credit extension.
Furthermore, tin the course of financing agriculture the NACRDB is faced with series of problems. Such problems i9clude unsystematic risk, time lag, poor infrastructural facilities, loan diversion, slow rate of return, collateral, government policies, political instability etc.
In other to identify these problems and the measures to solve such problems, the researcher made use of the secondary sources of data as well as partly, the primary source of data.

TABLE OF CONTENTS

ii Title page
iii Approval page
iv Dedication
v Acknowledgement
vi Abstract
vii Table of content

CHAPTER ONE
Introduction 1
1.1 Statement of problem 2
1.2 Rationale of study 2
1.3 Definition of term 3

CHAPTER TWO
Review of related literature 5
2.1 the concept of agricultural financing 5
2.2 Evolution of the NACB 6
2.3 Overview of the NACRDB 7
2.4 The need for Agricultural financing 9
2.5 Objective of NACRDB 11
2.6 Role of NACRDB 12
2.7 Lending Operations 14
2.8 Problems of Agricultural financing in Nigeria 15
2.9 Measures to prevent the problems of
Agricultural financing in Nigeria. 20

CHAPTER THREE
3.1 Statement of Hypothesis 21
3.2 Research methodology 22
3.3 Sources of Data 23

CHAPTER FOUR
DATA PRESENTATION AND ANALYSIS 24
4.1 Data presentation 24
4.2 Data Analysis 31

CHAPTER FIVE
Summary, Conclusion and Recommendation 39
5.1 Summary 39
5.2 Conclusion 41
5.3 Recommendation 42
Bibliography 43

APA

Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (Problems And Prospects). (n.d.). UniTopics. https://www.unitopics.com/project/material/role-of-the-nigerian-agriculture-and-co-operative-bank-in-agricultural-financing-problems-and-prospects/

MLA

“Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (Problems And Prospects).” UniTopics, https://www.unitopics.com/project/material/role-of-the-nigerian-agriculture-and-co-operative-bank-in-agricultural-financing-problems-and-prospects/. Accessed 22 November 2024.

Chicago

“Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (Problems And Prospects).” UniTopics, Accessed November 22, 2024. https://www.unitopics.com/project/material/role-of-the-nigerian-agriculture-and-co-operative-bank-in-agricultural-financing-problems-and-prospects/

WORK DETAILS

Chapters:
5
Pages:
50
Words:
5860

Here’s a typical structure for Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (Problems And Prospects) research projects:

  • The title page of Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (Problems And Prospects) should include the project title, your name, institution, and date.
  • The abstract of Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (Problems And Prospects) should be a summary of around 150-250 words and should highlight the main objectives, methods, results, and conclusions.
  • The introduction of Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (Problems And Prospects) should provide the background information, outline the research problem, and state the objectives and significance of the study.
  • Review existing research related to Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (Problems And Prospects), identifying gaps the study aims to fill.
  • The methodology section of Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (Problems And Prospects) should describe the research design, data collection methods, and analytical techniques used.
  • Present the findings of the Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (Problems And Prospects) research study using tables, charts, and graphs to illustrate key points.
  • Interpret Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (Problems And Prospects) results, discussing their implications, limitations, and potential areas for future research.
  • Summarize the main findings of the Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (Problems And Prospects) study and restate its significance.
  • List all the sources you cited in Role Of The Nigerian Agriculture And Co-operative Bank In Agricultural Financing (Problems And Prospects) project, following a specific citation style (e.g., APA, MLA, Chicago).
WORK DETAILS

Chapters:
5
Pages:
50
Words:
5860