Section 2 of the Bills of Exchange Act 1882 provides that “In this Act, unless the context otherwise requires ‘bankers’ includes a body of person, weather incorporated or not, who carry on the business of banking”.
Business of banking according to Hillsburgh’s law of England, ‘is the receipt of money on current or deposit account and the payment of cheques drawn by and the collection of cheues paid in by a customer.
The nature and role of bank in the financial intermediation portray the institution a very vulnerable. The primary sources of banks funds are deposits form other banks, private customers and other corporate organizations. Such deposits usually short termed, are of course; legally repayable in full to the depositors on demand whether or not the bank is successful in investing the money received.
This study, examines the roles of commercial banks in the face of a depressed economy in order to bring revival and development.
To accomplish these objectives stated above, the study will analyze the financial roles economic roles and the impact they will have on a depressed economy.
A good number of commercial banks will be studies with major focus on first bank of Nigeria PLC to see how much role commercial banks has played in our economy.
Finally, based on the result of the survey and studies carried out, recommendations aimed at efficient discharge of commercial banks role were made.
Title page i
Approval page ii
Dedication iii
Acknowledgement iv
Abstract v
Table of contents vii
List of tables x
List of figures x
CHAPTER ONE
Introduction 1
1.1 Background to the study 4
1.2 Statement of the problem 7
1.3 Objective or purpose of the study 7
1.4 Limitation of the study 8
1.5 Research question 8
1.6 Hypothesis 9
1.7 Significant of the study 9
CHAPTER TWO
Review of related literature 12
2.1 What are commercial banks 12
2.2 Role Definition 14
2.3 The role of commercial banks in the
various sectors of the economy 15
2.4 Commercial banking operations 31
2.5 Sources of fund for commercial banks 34
2.6 Commercial banks regulations by Central Bank of Nigeria 37
2.7 The social responsibilities of business organization 50
2.8 Banks social responsibilities 55
2.9 Bank failure in Nigeria 58
CHAPTER THREE
Research Methodology 74
3.1 Research Design 74
3.2 Area of study 74
3.3 Population of the study 74
3.4 Sampling procedure 75
3.5 Instruments of data collection 76
3.6 Validation of research instrument 77
3.7 Reliability of research instrument 77
3.8 Method of administration of research instrument 78
3.9 Method of data analysis 78
CHAPTER FOUR
Data Presentation and Analysis 80
CHAPTER FIVE
Discussion, Implication: Recommendations 98
5.1 findings 98
5.2 Conclusions 100
5.3 Implications 101
5.4 Recommendation 102
5.5 Suggestion for further research limitation to the study 104
Bibliography 105 Appendix. 107
Role Of Commercial Banks In The Face Of A Depressed Economy. (n.d.). UniTopics. https://www.unitopics.com/project/material/role-of-commercial-banks-in-the-face-of-a-depressed-economy/
“Role Of Commercial Banks In The Face Of A Depressed Economy.” UniTopics, https://www.unitopics.com/project/material/role-of-commercial-banks-in-the-face-of-a-depressed-economy/. Accessed 20 September 2024.
“Role Of Commercial Banks In The Face Of A Depressed Economy.” UniTopics, Accessed September 20, 2024. https://www.unitopics.com/project/material/role-of-commercial-banks-in-the-face-of-a-depressed-economy/
Here’s a typical structure for Role Of Commercial Banks In The Face Of A Depressed Economy research projects:
- The title page of Role Of Commercial Banks In The Face Of A Depressed Economy should include the project title, your name, institution, and date.
- The abstract of Role Of Commercial Banks In The Face Of A Depressed Economy should be a summary of around 150-250 words and should highlight the main objectives, methods, results, and conclusions.
- The introduction of Role Of Commercial Banks In The Face Of A Depressed Economy should provide the background information, outline the research problem, and state the objectives and significance of the study.
- Review existing research related to Role Of Commercial Banks In The Face Of A Depressed Economy, identifying gaps the study aims to fill.
- The methodology section of Role Of Commercial Banks In The Face Of A Depressed Economy should describe the research design, data collection methods, and analytical techniques used.
- Present the findings of the Role Of Commercial Banks In The Face Of A Depressed Economy research study using tables, charts, and graphs to illustrate key points.
- Interpret Role Of Commercial Banks In The Face Of A Depressed Economy results, discussing their implications, limitations, and potential areas for future research.
- Summarize the main findings of the Role Of Commercial Banks In The Face Of A Depressed Economy study and restate its significance.
- List all the sources you cited in Role Of Commercial Banks In The Face Of A Depressed Economy project, following a specific citation style (e.g., APA, MLA, Chicago).