Role Of Commercial Banks In Small Scale Entrepreneurial Development

A Case Study Of Uba And Union Bank Of Nigeria Plc
ABSTRACT

The subject matter of this research work is to evaluate the extent to which Small Scale entrepreneurs in Enugu have been able to obtain loans and raise finance from Nigerian Commercial Banks as a major source of finance to the economy. The main objective of the study is to establish the role of Commercial Banks in financing Small Scale Enterprises (SSEs) in Enugu .A review of literature was done to ensure the conclusion of the study. Based on the analysis, Commercial Banks comply with the Central Bank of Nigeria (CBN) credit guidelines which stipulated that they should set aside 10% of their profit before tax for loan to Small Scale Enterprises (SSEs).Commercial Banks require feasibility report from SSEs before granting loan to them. Small Scale Enterprises do not provide proper feasibility studies due to poor level of education. The research concluded that for small scale enterprises to survive, there have to be a collective effort between them and banks. Also the government should engage more in the development of Small Scale Enterprises by creating and embarking on various incentives to encourage both Small Scale Enterprises and commercial banks.

TABLE OF CONTENTS

Title Page
Approval Page
Certification
Dedication
Acknowledgement
Abstract
Table of Contents

 

CHAPTER ONE:
1.0 INTRODUCTION

1.1 Background of the study
1.2 Statement of the Problem
1.3 Objectives of the Study
1.4 Research Question
1.5 Hypotheses
1.6 significance of the Study
1.7 Limitations of the Study
1.8 Definition of terms

CHAPTER TWO:
2.0 REVIEW OF RELATED LITERATURE

2.1 The meaning of Small Scale Enterprises
2.2 Roles and Importance of Small Scale Enterprises (SSEs)
2.3 Funding Needs and sources of Funds For Small Scale Enterprises (SSEs)
2.4 The predominance of Small Scale Enterprises In Nigeria
2.5 Problems facing Small Scale Enterprises in Nigeria
2.6 Commercial Banks financing Small Scale Enterprises Under the New Central Bank of Nigeria (CBN) Directive and its likely impact

CHAPTER THREE:
3.0 RESEARCH DESIGN AND METHODOLOGY

3.1 Population of the Study
3.2 Determination of Sample Size
3.3 Instruments of Sample Size
3.3.1 Primary Data
3.3.2 Secondary Data
3.4 Method of Data Collection
3.4.1 Questionnaire Administration
3.4.2 Interview Method
3.5 Method of Data Presentation

CHAPTER FOUR:
4.0 DATA PRESENTATION AND ANALYSIS

4.1 Data Presentation-Primary Data
4.2 Presentation of Questionnaire Results in Percentages
4.3 Statistical Tools
4.4 Testing of Hypotheses

CHAPTER FIVE:
5.0 SUMMARY OF FINDINGS,CONCLUSIONS AND RECOMMENDATIONS

5.1 Summary of Findings
5.2 Conclusion
5.3 Recommendations
5.4 Suggestions for Further Research
Bibliography
Appendices

APA

Role Of Commercial Banks In Small Scale Entrepreneurial Development. (n.d.). UniTopics. https://www.unitopics.com/project/material/role-of-commercial-banks-in-small-scale-entrepreneurial-development/

MLA

“Role Of Commercial Banks In Small Scale Entrepreneurial Development.” UniTopics, https://www.unitopics.com/project/material/role-of-commercial-banks-in-small-scale-entrepreneurial-development/. Accessed 21 November 2024.

Chicago

“Role Of Commercial Banks In Small Scale Entrepreneurial Development.” UniTopics, Accessed November 21, 2024. https://www.unitopics.com/project/material/role-of-commercial-banks-in-small-scale-entrepreneurial-development/

WORK DETAILS

Chapters:
5
Pages:
76
Words:
8594

Here’s a typical structure for Role Of Commercial Banks In Small Scale Entrepreneurial Development research projects:

  • The title page of Role Of Commercial Banks In Small Scale Entrepreneurial Development should include the project title, your name, institution, and date.
  • The abstract of Role Of Commercial Banks In Small Scale Entrepreneurial Development should be a summary of around 150-250 words and should highlight the main objectives, methods, results, and conclusions.
  • The introduction of Role Of Commercial Banks In Small Scale Entrepreneurial Development should provide the background information, outline the research problem, and state the objectives and significance of the study.
  • Review existing research related to Role Of Commercial Banks In Small Scale Entrepreneurial Development, identifying gaps the study aims to fill.
  • The methodology section of Role Of Commercial Banks In Small Scale Entrepreneurial Development should describe the research design, data collection methods, and analytical techniques used.
  • Present the findings of the Role Of Commercial Banks In Small Scale Entrepreneurial Development research study using tables, charts, and graphs to illustrate key points.
  • Interpret Role Of Commercial Banks In Small Scale Entrepreneurial Development results, discussing their implications, limitations, and potential areas for future research.
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