Risk Management In The Financial Institution

A Case Study Of Some Selected Banks
ABSTRACT

The aim of this study was to examine the impact of risk management in the banking sector of the Nigeria financial institutions. The study started with an attempt to state the problem that motivated the study, which financial institutions
Risk management was into the banking sector to help recluse the risk of systematic failure and avoid the disruptions caused by the financial crises in banks. The study there for, was done to access critically its impacts on Nigeria financial institution
The method for data collection was by questionnaire, we also made use of primary and secondary data fifty one questionnaires were administered, forty two were property tested with the use of chi –square (x2) statistical tool and the entire three nall hypothesis were rejected. We could conclude there fore, that there is a positive relationship between risk management and the dependent variable, namely prudential banking credit portfolio of banks and banks liquidity.
The feelings indicated that financial institutions eg. Banks now take minimized and calculated financial risks as a result of the impact of risk management
And it also medicated that confidence and stability have been restored in the banking sections as a result of the strict risk management regulations
The following recommendations among others were made that the center bank of Nigeria (CBN) need to ensure regular examination of banks so that problem of systematic financial risk could be detected early before the situations gets out of hands
Banks and other financial institution should as much as possible, employ qualified risk managers and staffs. Banking edacities is the aspect of risk management should be encouraged.

TABLE OF CONTENTS

Title page
Approval page
Dedication
Acknowledgement
Abstract
Table of contents

CHAPTER ONE
INTRODUCTION
1. Background of the study
1.1 Of the problem
1.3 Objective of the study
1.4 Research question /hypothesis
1.5 Significance of the study
1.6 Scope and limitations of the study
1.7 Definition of operational terms
References

CHAPTER TWO
REVIEW OF RELATED LITERATURE
2.1 An overview of risk management
2.11 Meaning and purpose of risk management
2.12 Various types of financial institutions
2.2 The concert of risk
2.2.1 Various typed of risk that exist in financial institutions (banring section)
2.2.2 Credit risks
2.2.3. Capital risks
2.2.4 Interest rate risk
2.2.5 Liquidity risk
2.2.6 Operation risk
2.2.7 Contagion risk
2.2.8 Off balance sheet risk
2.2.9 Post folio risk
2.3 Various ways of risk control in financial institution like banks
2.3.1 The duties of a risk manager
2.3.2 The effect of a information technology as an improvement to the performance of the risk manager
2.3.3 Problems faced by the risk manager in managing risks in financial in managing risks in financial institutions like panes
2.3.4 Manageable and non-manageable risk in the financial institutions like banks
2.3.5 Prospects of effective risk management in the financial instillations like banks
2.3.6 Various classes of insurance that is available to the management of the insurance risks.
2.4 Impact of risk management in banking section of the Nigerian financial institutions
2.4.1 Risk management impact on capital risk
2.4.2 Risk management impact on credit and portfolio risks
2.4.3 Risk management impact on off- balance sheet risk
2.4.4 Risk management impact on operational risk
2.5 regulatory /supervisory authority’s role in risk management
2.5.1 Supervisory authorities responsible for banks liquidity management
2.5.2 Supervisory authorities responsible for banks off- balance sheet operations
2.5.3 Supervisory authorities responsible for banks off balance sheet operations references

CHAPTER THREE
RESEARCH DESIGN AND METHODOLOGY
3.1 An doer view
3.2 source of data
3.1 Primary sources
3.2.2 Secondary sources
3.3 Population and samples size
3.4 Method of determining the sample size
3.5 Validity of the instruments
3.6 Methods of date presentation and analysis

CHAPTER FOUR
DATA PRESENTATION AND ANALYSIS
4.1 An overview
4.2 Personal dates
4.3 Hypothesis testing

CHAPTER FIVE
Summary of Findings, Conclusions Recommendation
5.1 Summaries of findings
5.2 Conclusions
5.3 Recommendations
5.4 Suggestions for further studies
Bibliography
Appendix i
Appendix ii

APA

Risk Management In The Financial Institution. (n.d.). UniTopics. https://www.unitopics.com/project/material/risk-management-in-the-financial-institution/

MLA

“Risk Management In The Financial Institution.” UniTopics, https://www.unitopics.com/project/material/risk-management-in-the-financial-institution/. Accessed 21 November 2024.

Chicago

“Risk Management In The Financial Institution.” UniTopics, Accessed November 21, 2024. https://www.unitopics.com/project/material/risk-management-in-the-financial-institution/

WORK DETAILS

Chapters:
5
Pages:
98
Words:
12324

Here’s a typical structure for Risk Management In The Financial Institution research projects:

  • The title page of Risk Management In The Financial Institution should include the project title, your name, institution, and date.
  • The abstract of Risk Management In The Financial Institution should be a summary of around 150-250 words and should highlight the main objectives, methods, results, and conclusions.
  • The introduction of Risk Management In The Financial Institution should provide the background information, outline the research problem, and state the objectives and significance of the study.
  • Review existing research related to Risk Management In The Financial Institution, identifying gaps the study aims to fill.
  • The methodology section of Risk Management In The Financial Institution should describe the research design, data collection methods, and analytical techniques used.
  • Present the findings of the Risk Management In The Financial Institution research study using tables, charts, and graphs to illustrate key points.
  • Interpret Risk Management In The Financial Institution results, discussing their implications, limitations, and potential areas for future research.
  • Summarize the main findings of the Risk Management In The Financial Institution study and restate its significance.
  • List all the sources you cited in Risk Management In The Financial Institution project, following a specific citation style (e.g., APA, MLA, Chicago).