This research project was centered on appraising the investment and lending activities of commercial banks in Nigeria, in using Diamond bank plc and Afribank Plc as a case study. The overriding objectives were to ascertain the level of reconciliation between profit maximization objective and adequate liquidity, the relationship that exist between deposit level and profit level and the effect of monetary and fiscal policies on investment and lending ability of the commercial banks. In the literature review, such issues were in the highlights – nature of investment and lending, the need for bank lending and investment, Diamond bank Plc and Afribank investment and lending activities. Primary and secondary methods of data collection were used in obtaining relevant information used in writing this project.
Tabular presentation was used in presentation of data, analysis of data was done using percentages, chi-square was used in testing the relevant hypothesis and the result was interpreted based on the decision rules stated. The work concluded that bank lending and investment are the highest earning assets and contributes to the profitability of bank and practical recommendations were made based on the findings such as character, integrity, policy and ability of the borrower should be the most important factor in lending and not collateral provided and that there is need for standard and computerized national identification card for Nigerian citizenry.
TITLE PAGE
APPROVAL PAGE
DEDICATION
ACKNOWLEDGEMENT
ABSTRACT
TABLE OF CONTENTS
CHAPTER ONE
INTRODUCTION
1.1 Background of the study
1.2 Statement of the problem
1.3 Objectives of the study
1.4 Research questions
1.5 Statement of hypothesis
1.6 Significance of the study
1.7 Scope of the study
1.8 Limitation of the study
1.9 Definition of terms
CHAPTER TWO
2.0 LITERATURE REVIEW
2.1 Introduction
2.2 Nature of investment and lending in Nigerian bank
2.3 The need for bank lending and investment
activities in Nigeria
2.4 Investment and lending activities of Afribank and Diamond bank
2.5 Reforms of the commercial banks
2.6 Analysis of the impact of the banking sector lending and investment activities in the economy
2.7 Loan administration and management in
Afribank and Diamond bank
2.8 The role of information technology in the lending and investment activities of Afribank and Diamond bank
2.9 Challenges facing Nigerian banks on lending and investment activities
CHAPTER THREE
3.0 RESEARCH METHODOLOGY
3.1 Introduction
3.2 Research design
3.3 Source of data
3.4 Population of study
3.5 Sampling design
3.6 Data collection method/techniques
3.7 Procedure for processing and
analysis of data
CHAPTER FOUR
4.0 Presentation and Analysis of Data
4.1 Presentation of Data
4.2 Analysis of data
4.3 Testing of hypothesis
CHAPTER FIVE
5.0 Summary, Conclusion and Recommendation
5.1 Introduction
5.2 Summary of findings
5.3 Conclusion
5.4 Recommendation
Bibliography
Appendix
Post-Reform Appraisal Of Commercial Bank Investment And Lending Activities. (n.d.). UniTopics. https://www.unitopics.com/project/material/post-reform-appraisal-of-commercial-bank-investment-and-lending-activities/
“Post-Reform Appraisal Of Commercial Bank Investment And Lending Activities.” UniTopics, https://www.unitopics.com/project/material/post-reform-appraisal-of-commercial-bank-investment-and-lending-activities/. Accessed 19 September 2024.
“Post-Reform Appraisal Of Commercial Bank Investment And Lending Activities.” UniTopics, Accessed September 19, 2024. https://www.unitopics.com/project/material/post-reform-appraisal-of-commercial-bank-investment-and-lending-activities/
Here’s a typical structure for Post-Reform Appraisal Of Commercial Bank Investment And Lending Activities research projects:
- The title page of Post-Reform Appraisal Of Commercial Bank Investment And Lending Activities should include the project title, your name, institution, and date.
- The abstract of Post-Reform Appraisal Of Commercial Bank Investment And Lending Activities should be a summary of around 150-250 words and should highlight the main objectives, methods, results, and conclusions.
- The introduction of Post-Reform Appraisal Of Commercial Bank Investment And Lending Activities should provide the background information, outline the research problem, and state the objectives and significance of the study.
- Review existing research related to Post-Reform Appraisal Of Commercial Bank Investment And Lending Activities, identifying gaps the study aims to fill.
- The methodology section of Post-Reform Appraisal Of Commercial Bank Investment And Lending Activities should describe the research design, data collection methods, and analytical techniques used.
- Present the findings of the Post-Reform Appraisal Of Commercial Bank Investment And Lending Activities research study using tables, charts, and graphs to illustrate key points.
- Interpret Post-Reform Appraisal Of Commercial Bank Investment And Lending Activities results, discussing their implications, limitations, and potential areas for future research.
- Summarize the main findings of the Post-Reform Appraisal Of Commercial Bank Investment And Lending Activities study and restate its significance.
- List all the sources you cited in Post-Reform Appraisal Of Commercial Bank Investment And Lending Activities project, following a specific citation style (e.g., APA, MLA, Chicago).