This research is titled “Liquidity problem in commercial banks” (A case study of first banks of Nigeria).
The key objective of this research work is to find out impact of liquidity problem in Nigerian commercial banks. The project is expected to contribute on efficient management of bank liquidity and academic contribution since it contributes to existing literature.
The problem this research is set to solve is that over the years banks have continued to fail as a result of inadequate liquidity in commercial bank which rise as a result of poor management of cash and credit facilities given to customers. The researcher used library materials and field work to elicit information.
The population of this study consist all the commercial banks in Nigeria but it is restricted to only first bank of Nigeria. In Aba and Owerri in the sample size of 35, this is guided by the knowledge of the bank.
The researcher made use of simple tabulation, percentages and chi-square statistical method. The researcher tested the hypothesis and the following findings were made.
In the finding it showed that credit facilities given to customers do not affect the liquidity of commercial banks and liquidity management in commercial banks help banks get out of liquidity problems.
In recommendation, commercial banks should endeavour to maintain equilibrium between profitability and liquidity, also try and insure their bank with the national deposit corporation. Also the central bank should provide close monitor, and supervisions on the commercial bank, to see that proper liquidity is maintained.
Title Page
Approval Page
Certification Page
Dedication
Acknowledgement
Abstract
Table of Content
CHAPTER ONE
1.0 Introduction
1.1 Background of the Study
1.2 Statement of Problems
1.3 Needs for the Study
1.4 Objectively of the Study
1.5 Research Question and Hypothesis
1.6 Scope of the Study
1.7 Assumptions of the Study
1.8 Limitations of the Study
1.9 Definitions of Terms
CHAPTER TWO
2.0 Literature Review
2.1 Nature of Liquidity
2.2 Roles and Importance of Liquidity
2.3 Liquidity versus Profitability
2.4 Equilibrium between Liquidity and Profitability
2.5 Problems of Liquidity
2.6 Management of Liquidity Problems
2.7 Tool for Assessing Liquidity in Banks
2.8 Computation of Liquidity Ratios
2.9 Measurement of Bank Liquidity
2.10 Statutory Requirements
2.11 Stock Concept (Ratio)
2.12 Cash Flow Approach
2.13 Factors Affecting Liquidity of Commercial Banks
2.14 Federal Governments Steps towards Solving
Liquidity Problems in Commercial Banks
CHAPTER THREE
3.0 Theoretical Frame Work and Methodology
3.1 Introduction
3.2 Theoretical Frame Work
3.3 Nature of Data Sources
3.4 The Methodology
3.5 Data Selection and Analysis
CHAPTER FOUR
4.0 Presentation and Data Analysis
4.1 Introduction
4.2 Data Presentation, Classification and Calculations
4.3 Analysis of Data according to Research Hypothesis
4.4 Analysis of Data to Test Hypothesis
4.5 Interpretation of Results
CHAPTER FIVE
5.0 Summary, Conclusion and Recommendation –
5.1 Introduction
5.2 Summary of Findings
5.3 Conclusion
5.4 Recommendations
5.5 Area of Further Study
Bibliography
Appendix
Liquidity Problems In Commercial Banks. (n.d.). UniTopics. https://www.unitopics.com/project/material/liquidity-problems-in-commercial-banks/
“Liquidity Problems In Commercial Banks.” UniTopics, https://www.unitopics.com/project/material/liquidity-problems-in-commercial-banks/. Accessed 20 September 2024.
“Liquidity Problems In Commercial Banks.” UniTopics, Accessed September 20, 2024. https://www.unitopics.com/project/material/liquidity-problems-in-commercial-banks/
Here’s a typical structure for Liquidity Problems In Commercial Banks research projects:
- The title page of Liquidity Problems In Commercial Banks should include the project title, your name, institution, and date.
- The abstract of Liquidity Problems In Commercial Banks should be a summary of around 150-250 words and should highlight the main objectives, methods, results, and conclusions.
- The introduction of Liquidity Problems In Commercial Banks should provide the background information, outline the research problem, and state the objectives and significance of the study.
- Review existing research related to Liquidity Problems In Commercial Banks, identifying gaps the study aims to fill.
- The methodology section of Liquidity Problems In Commercial Banks should describe the research design, data collection methods, and analytical techniques used.
- Present the findings of the Liquidity Problems In Commercial Banks research study using tables, charts, and graphs to illustrate key points.
- Interpret Liquidity Problems In Commercial Banks results, discussing their implications, limitations, and potential areas for future research.
- Summarize the main findings of the Liquidity Problems In Commercial Banks study and restate its significance.
- List all the sources you cited in Liquidity Problems In Commercial Banks project, following a specific citation style (e.g., APA, MLA, Chicago).