TITLE PAGE II
APPROVAL PAGE III
DEDICATION IV
ACKNOWLEDGEMENT V
PROPOSAL VIII
LIST OF TABLES
TABLE OF CONTENTS IX
CHAPTER ONE
1.0 INTRODUCTION 1
1.1 BACKGROUND OF THE STUDY 1
1.2 STATEMENT OF THE PROBLEM 3
1.3 OBJECTIVES OF THE STUDY 6
1.4 SIGNIFICANCE OF THE STUDY 7
1.5 SCOPE OF STUDY 8
1.6 LIMITATION OF THE STUDY 8
1.7 HYPOTHESIS 10
1.8 RESEARCH QUESTIONS 12
1.9 DEFINITION OF TERMS 12
NOTES. 15
CHAPTER TWO
2.0 REVIEW OF RELATED LITERATURE
2.1 FINANCIAL REPRESSION HYPOTHESIS 16
2.2 FINANCIAL REPRESSION IN NIGERIA 26
2.3 RELATIONSHIP BETWEEN INTEREST RATE AND SAVINGS 34
2.4 INTEREST RATE MANIPULATION BEFORE DEREGULATION 38
2.5 COMMERCIAL BANK AND FINANCIAL INTERMEDIATION. 40
2.6 PRINCIPLES OF GOOD LENDING 40
2.7 EFFECTIVE LENDING 44
2.8 THE IMPACT OF INTEREST RATE SPECULATION ON UNION BANK OF NIG. PLC .45
NOTES 47
CHAPTER THREE
3.0 RESEARCH DESIGN AND METHODOLOGY
3.1 POPULATION OF COMMERCIAL BANKS 53
3.2 DETERMINATION OF SAMPLE SIZE 54
3.3 DETERMINATION OF CUSTOMERS SAMPLE SIZE 55
3.3.1 DETERMINATION OF BANK CUSTOMERS SIZE 60
CHAPTER FOUR
4.0 PRESENTATION AND ANALYSIS OF DATA 68
4.1 RATE OF RETURN OF QUESTIONNAIRES 68
4.2 ANALYSIS OF LOAN AND ADVANCES OF UNION BANK OF NIGERIA PLC ENUGU 69
4.3 TOTAL DEPOSIT LIABILITIES OF UNION BANK OF NIGERIA PLC ENUGU 70
4.5 ANALYSIS OF QUESTIONNAIRE TO CUSTOMER 79
CHAPTER FIVE
5.0 FINDINGS, RECOMMENDATION AND CONCLUSION
5.1 SUMMARY OF FINDINGS 94
5.2 RECOMMENDATION TO: 98
(i) CENTRAL BANK 99
(ii) COMMERCIAL BANK 99
(iii) CUSTOMERS 101
BIBLIOGRAPHY 102
APPENDIX
(I) COVERING LETTER TO THE QUESTIONNAIRE 106
(II) QUESTIONNAIRE
Impact Of Interest Rate Deregulation On Commercial Banks’ Lending Operations. (n.d.). UniTopics. https://www.unitopics.com/project/material/impact-of-interest-rate-deregulation-on-commercial-banks-lending-operations/
“Impact Of Interest Rate Deregulation On Commercial Banks’ Lending Operations.” UniTopics, https://www.unitopics.com/project/material/impact-of-interest-rate-deregulation-on-commercial-banks-lending-operations/. Accessed 20 September 2024.
“Impact Of Interest Rate Deregulation On Commercial Banks’ Lending Operations.” UniTopics, Accessed September 20, 2024. https://www.unitopics.com/project/material/impact-of-interest-rate-deregulation-on-commercial-banks-lending-operations/
Here’s a typical structure for Impact Of Interest Rate Deregulation On Commercial Banks’ Lending Operations research projects:
- The title page of Impact Of Interest Rate Deregulation On Commercial Banks’ Lending Operations should include the project title, your name, institution, and date.
- The abstract of Impact Of Interest Rate Deregulation On Commercial Banks’ Lending Operations should be a summary of around 150-250 words and should highlight the main objectives, methods, results, and conclusions.
- The introduction of Impact Of Interest Rate Deregulation On Commercial Banks’ Lending Operations should provide the background information, outline the research problem, and state the objectives and significance of the study.
- Review existing research related to Impact Of Interest Rate Deregulation On Commercial Banks’ Lending Operations, identifying gaps the study aims to fill.
- The methodology section of Impact Of Interest Rate Deregulation On Commercial Banks’ Lending Operations should describe the research design, data collection methods, and analytical techniques used.
- Present the findings of the Impact Of Interest Rate Deregulation On Commercial Banks’ Lending Operations research study using tables, charts, and graphs to illustrate key points.
- Interpret Impact Of Interest Rate Deregulation On Commercial Banks’ Lending Operations results, discussing their implications, limitations, and potential areas for future research.
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