This project work deals with the financial institutions as a catalyst for small business development. The main objective of the commercial bank (first bank) in particular in terms of its role in the financing of small scale business. On the basis of findings and other major facts unvoided by this research work, it can be concluded that the financial institutions such as commercial banks have been performing significantly well in its role regarding the financial of businesses. The study succeeded in making some major findings that hampers the banks performance of this role possibly proffer solutions. Notable among the findings are: the discovering of remarkable fluctuation in loan approvals and disbursement, the existence of persistent wide gap between loan approval and disbursement, restrictive and stringent lending policy. It was equally gathered that the bankers sponsors a programme called young entrepreneurship scheme and extents loan for future entrepreneurs through National Economic Reconstruction Fund (NERFUND). Also certain major problems that militate against the efficient operations of this bank was also uncovered such as unreliable information from its customers concerning their business, bad debts, liquidity squeeze and stringent CBN monetary policy guidelines. In this project work, the method of descriptive statistics was adopted in the analysis of data. It is worthy of note that this project work encountered some major limitations and constraints in the area of finance time, and researcher. They tended to limit the validity of our conclusion.
Title Page
Approval Page
Dedication
Acknowledgment
Abstract
Table of Contents
CHAPTER ONE
1.0 Introduction
1.1 Background of the study
1.2 Statement of the problem
1.3 Objectives of the study
1.4 Research questions
1.5 Research hypothesis
1.6 Scope of the study
1.7 Limitations of the study
1.8 Definition of terms
CHAPTER TWO
2.0 Literature Review
2.1 Definition of small business and financial institution
2.2 Place of small business
2.3 General principles as applied to bank lending
2.4 Government restriction on lending
2.5 The services financial institutions provided
2.6 The problems of small business in Nigeria
2.7 Methods of lending
2.8 Factors to be considered in lending
2.9 The role of small business enterprises in economic
Development
2.10 What is business failure?
2.11 Factors militating against the operation of the bank
Towards the financing of small business
2.12 How banks can assist small scale business
2.13 Different forms of small business in Nigeria
2.14 The financial statement of a small business
CHAPTER THREE
3.0 Research methodology
3.1 Introduction
3.2 Research design and method use
3.3 Sources / Method of data collection
3.4 Population and sample size
3.5 Sampling techniques
3.6 Validity and reliability of measuring instrument
3.7 Method of data analysis
CHAPTER FOUR
4.0 Presentation and analysis of data
4.1 Introduction
4.2 Presentation of data
4.3 Analysis of data
4.4 Interpretation of data
CHAPTER FIVE
5.0 Summary of findings, Conclusion and
Recommendations
5.1 Summary of findings
5.2 Conclusion
5.3 Recommendations
Bibliography
Appendices
Financial Institutions As A Catalyst For Small Business Development. (n.d.). UniTopics. https://www.unitopics.com/project/material/financial-institutions-as-a-catalyst-for-small-business-development/
“Financial Institutions As A Catalyst For Small Business Development.” UniTopics, https://www.unitopics.com/project/material/financial-institutions-as-a-catalyst-for-small-business-development/. Accessed 21 November 2024.
“Financial Institutions As A Catalyst For Small Business Development.” UniTopics, Accessed November 21, 2024. https://www.unitopics.com/project/material/financial-institutions-as-a-catalyst-for-small-business-development/
Here’s a typical structure for Financial Institutions As A Catalyst For Small Business Development research projects:
- The title page of Financial Institutions As A Catalyst For Small Business Development should include the project title, your name, institution, and date.
- The abstract of Financial Institutions As A Catalyst For Small Business Development should be a summary of around 150-250 words and should highlight the main objectives, methods, results, and conclusions.
- The introduction of Financial Institutions As A Catalyst For Small Business Development should provide the background information, outline the research problem, and state the objectives and significance of the study.
- Review existing research related to Financial Institutions As A Catalyst For Small Business Development, identifying gaps the study aims to fill.
- The methodology section of Financial Institutions As A Catalyst For Small Business Development should describe the research design, data collection methods, and analytical techniques used.
- Present the findings of the Financial Institutions As A Catalyst For Small Business Development research study using tables, charts, and graphs to illustrate key points.
- Interpret Financial Institutions As A Catalyst For Small Business Development results, discussing their implications, limitations, and potential areas for future research.
- Summarize the main findings of the Financial Institutions As A Catalyst For Small Business Development study and restate its significance.
- List all the sources you cited in Financial Institutions As A Catalyst For Small Business Development project, following a specific citation style (e.g., APA, MLA, Chicago).