It has become very imperative to examine the role of commercial Bank in financing of A agricultural projects Plc, is topic so crucial that interested parties in the work many.
It is very vital considering the role of commercial banks in general and first Bank in particular play in financing of Agricultural. Project in Enugu state, in sustaining the Economy.
This creditable role being played by the above bank in sustaining the economy of Enugu state and the position of agriculture in the building of a venture find a self reliant nation attracted the attention of the researcher. The instrument with which the Central Bank of Nigeria Central the commercial Banks in general and first Bank in particular in terms of Agricultural loans were examined. With credit guidelines which comes out every year, Central Bank of Nigeria specifies, the minimum percentage of loan of agricultural sectors. Secondarily, the Federal Government of Nigeria and the Central Bank of Nigeria established the Agricultural credit guarantee the value fund by which the farmers who receive loan under it are guaranteed by the Central Bank of Nigeria. The liability of CBN is the case of default is up to 75%.
The study tried to find out whether the decline in agricultural output within the state has link with the absence of credit facility made available to former by commercial banks in general and first bank in particular in financing of Agricultural projects in Enugu state, in doing so first Bank of Nigeria (FBN) PLC with Bank office and area offices within Enugu state were selected for studies, and because of size three local Government treas were also selected for study and the include Enugu East and Enugu South.. Cluster sampling was used to selected farmers on which questionnaire were administered.
Also used in collecting data was interview method because there were some farmer who were not very literate. The data collected was used testing the two hypothesis for the topic. The hypotheses included that carry out feasibility study to Agricultural farmers do not have any effect on commercial Banks in general and Bank in particular in financing of agricultural project in Enugu state, and commercial Banks aim general and first Bank in particular do not respond adequately to farmers in financing needs of agricultural project in Enugu state.
In testing the above hypothesis, chi – square test was used. The test concluded that carrying out feasibility study to Agricultural farmers in Enugu state do not have any effect.. It was also concluded that commercial Bank in General and first Bank in particular do not respond adequately to farmers in financing need of agricultural projects in Enugu state.
Other mirror issues in the researcher questions in the project were weighted to percentages.
In conclusion, commercial banks in general and first Bank in particular should be more encourage to assist agricultural sector and appropriate staff expansion recommended for effective supervision to avoid both loan default and diversion in Enugu state.
ii Title page
iii Approval page
iv Dedication
v Acknowledgement
viii Abstract
xi Table of contents
xv List of tables
xv List of figures
xv List of abbreviation
CHAPTER ONE
Introduction 1
1.1 Background of study 1
1.2 Statement of the problem 4
1.3 Purpose / objective of the study 6
1.4 Research question 7
1.5 Research hypothesis 8
1.6 Significance of study 8
1.7 Scope, limitations and delimitations 11
1.8 Definitions of terms 12
References 14
CHAPTER TWO
Review of related literature 16
2.1 The meaning of agricultural finance 16
2.2 Financing agricultural projects in developed country 17
2.3 Agricultural finance in Nigeria as a developing country 21
2.4 Problems facing agricultural project finance in Nigeria
commercial bank (first bank of Nigeria plc) 24
2.5 Agricultural financing in Enugu state 31
2.6 Evaluation of commercial banks (first bank
f Nigeria plc) performance in granting agricultural loans 31
2.7 Sources of agricultural finance in Enugu state 34
2.8 An overview of the federal government assistance
in relation to agricultural finance 35
References 40
CHAPTER THREE
Research design and methodology 42
3.1 Research design 42
3.2 Area of study 43
3.3 Population 43
3.4 Sample and sampling techniques 44
3.5 Instruments of data collection 46
3.6 Methods of data presentation 48
3.7 Methods of data analysis 49
References 51
CHAPTER FOUR
Data presentation and analysis 52
4.1 Presentation of questionnaire 54
4.2 Discussion of result 70
References 73
CHAPTER FIVE
Findings, recommendations and conclusions 74
5.1 The findings of the study 74
5.2 Recommendations 77
5.3 Conclusions 80
Bibliography 81
Appendix 87
Questionnaires
Examination Of The Role Of Commercial Banks In Financial Of Agricultural Projects. (n.d.). UniTopics. https://www.unitopics.com/project/material/examination-of-the-role-of-commercial-banks-in-financial-of-agricultural-projects/
“Examination Of The Role Of Commercial Banks In Financial Of Agricultural Projects.” UniTopics, https://www.unitopics.com/project/material/examination-of-the-role-of-commercial-banks-in-financial-of-agricultural-projects/. Accessed 22 November 2024.
“Examination Of The Role Of Commercial Banks In Financial Of Agricultural Projects.” UniTopics, Accessed November 22, 2024. https://www.unitopics.com/project/material/examination-of-the-role-of-commercial-banks-in-financial-of-agricultural-projects/
Here’s a typical structure for Examination Of The Role Of Commercial Banks In Financial Of Agricultural Projects research projects:
- The title page of Examination Of The Role Of Commercial Banks In Financial Of Agricultural Projects should include the project title, your name, institution, and date.
- The abstract of Examination Of The Role Of Commercial Banks In Financial Of Agricultural Projects should be a summary of around 150-250 words and should highlight the main objectives, methods, results, and conclusions.
- The introduction of Examination Of The Role Of Commercial Banks In Financial Of Agricultural Projects should provide the background information, outline the research problem, and state the objectives and significance of the study.
- Review existing research related to Examination Of The Role Of Commercial Banks In Financial Of Agricultural Projects, identifying gaps the study aims to fill.
- The methodology section of Examination Of The Role Of Commercial Banks In Financial Of Agricultural Projects should describe the research design, data collection methods, and analytical techniques used.
- Present the findings of the Examination Of The Role Of Commercial Banks In Financial Of Agricultural Projects research study using tables, charts, and graphs to illustrate key points.
- Interpret Examination Of The Role Of Commercial Banks In Financial Of Agricultural Projects results, discussing their implications, limitations, and potential areas for future research.
- Summarize the main findings of the Examination Of The Role Of Commercial Banks In Financial Of Agricultural Projects study and restate its significance.
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