Evaluating The Impact Of Bank Distress On The Profit Growth Of Existing Commercial Banks

A Case Study Of Selected Commercial Banks
ABSTRACT

This work “Evaluating the impact of Bank Distress on the profit growth of commercial banks” has the objective of showing the effect of distress on the profit growth of commercial banks. The causes of bank distress in Nigeria and the possible prevention strategies or failure resolution options of bank distress. The review of related literature was done to give an in depth knowledge of the topic to the researchers. Both primary and secondary sources of data were used by the researchers.
Simple statistical tools like T-test, least square (B) and tables were used to analyse the data collected. The following findings were made; Banks made lower profit during distress period and higher profit during distress period and higher profit after distress period. Meanwhile, banks generally made lower profit during distress period. We recommended that the supervisory arsenals to ensure minimum distress with little or no effect when it occurs.

TABLE OF CONTENTS

ii Title page
iii Approval page
iv Dedication
v Acknowledgement
vi Abstract
vii Table of Content

CHAPTER ONE
1.0 Introduction 1
1.1 Background of the study 1
1.2 Statement of the problem 5
1.3 Purpose/Objectives of the study 5
1.4 Research Questions 6
1.5 Research Hypothesis 6
1.6 Significance of the Study 7
1.7 Scope, Limitations and Delimitations 7
1.8 Definitions of Terms 8

CHAPTER TWO
2.0 Review of Related Literature 10
2.1 Definition of Distress in Banking Industry 10
2.2 Symptoms of Distressed Banks in Nigeria 14
2.3 Causes of Banking Distress 16
2.3.1 Capital Inadequacy 18
2.3.2 Inept Management 19
2.3.3 Ownership Structure/Political
Interference in Management of Banks 20
2.4 Distress Management and Failure Resolution Option 21
2.5 The Role of Banks in an Economic System 30
Reference 33

CHAPTER THREE
3.0 Research Design and Methodology 35
3.1 Research Design 35
3.2 Area of Study 36
3.3 Population 36
3.4 Sample and Sampling Techniques 37
3.5 Instruments of Data Collection 37
3.6 Methods of Data Presentation 38
3.7 Methods of Data Analysis 38
Reference 40

CHAPTER FOUR
4.0 Data Presentation and Analysis 41
4.1 Graphical Illustration of Banks Profit 43

CHAPTER FIVE
5.0 Findings, Recommendation and Conclusion 54
5.1 Findings 54
5.2 Recommendation 56
5.3 Conclusion 58
Bibliography 59
Appendix

APA

Evaluating The Impact Of Bank Distress On The Profit Growth Of Existing Commercial Banks. (n.d.). UniTopics. https://www.unitopics.com/project/material/evaluating-the-impact-of-bank-distress-on-the-profit-growth-of-existing-commercial-banks/

MLA

“Evaluating The Impact Of Bank Distress On The Profit Growth Of Existing Commercial Banks.” UniTopics, https://www.unitopics.com/project/material/evaluating-the-impact-of-bank-distress-on-the-profit-growth-of-existing-commercial-banks/. Accessed 19 September 2024.

Chicago

“Evaluating The Impact Of Bank Distress On The Profit Growth Of Existing Commercial Banks.” UniTopics, Accessed September 19, 2024. https://www.unitopics.com/project/material/evaluating-the-impact-of-bank-distress-on-the-profit-growth-of-existing-commercial-banks/

WORK DETAILS

Chapters:
5
Pages:
79
Words:
9607

Here’s a typical structure for Evaluating The Impact Of Bank Distress On The Profit Growth Of Existing Commercial Banks research projects:

  • The title page of Evaluating The Impact Of Bank Distress On The Profit Growth Of Existing Commercial Banks should include the project title, your name, institution, and date.
  • The abstract of Evaluating The Impact Of Bank Distress On The Profit Growth Of Existing Commercial Banks should be a summary of around 150-250 words and should highlight the main objectives, methods, results, and conclusions.
  • The introduction of Evaluating The Impact Of Bank Distress On The Profit Growth Of Existing Commercial Banks should provide the background information, outline the research problem, and state the objectives and significance of the study.
  • Review existing research related to Evaluating The Impact Of Bank Distress On The Profit Growth Of Existing Commercial Banks, identifying gaps the study aims to fill.
  • The methodology section of Evaluating The Impact Of Bank Distress On The Profit Growth Of Existing Commercial Banks should describe the research design, data collection methods, and analytical techniques used.
  • Present the findings of the Evaluating The Impact Of Bank Distress On The Profit Growth Of Existing Commercial Banks research study using tables, charts, and graphs to illustrate key points.
  • Interpret Evaluating The Impact Of Bank Distress On The Profit Growth Of Existing Commercial Banks results, discussing their implications, limitations, and potential areas for future research.
  • Summarize the main findings of the Evaluating The Impact Of Bank Distress On The Profit Growth Of Existing Commercial Banks study and restate its significance.
  • List all the sources you cited in Evaluating The Impact Of Bank Distress On The Profit Growth Of Existing Commercial Banks project, following a specific citation style (e.g., APA, MLA, Chicago).