Credit Management Techniques In Agricultural Co-operative Bank

A Case Study Of Nacrdb Enugu
ABSTRACT

This project is written to be useful to all who are interested in co-operative organizations, banks and the general public.
This is to reveal the process of effective management of credit in Co-operative Agricultural Bank in Enugu. In this project, one finds out the means of which this Nigeria Agricultural Co-operative and Rural Development Bank grants loans to public. For example, critical examining showed that NACRDB grants two broad categories of loans namely: micro and macro. At the macro level, only agricultural projects like agro processing, marketing, production, etc are considered. While non-agricultural projects financed under micro include artisans such as vulcanisers, road side mechanics, barbing, hair dressing saloons etc.
Factors militating against effective credit management in Agricultural Co-operative Banks in Enugu were revealed both economical and political.
The method use in collecting data for this project is presented in tables and analysed using simple percentage rating. Much recommendations on the way/ways of improving co-operative credit management is critically highlighted.

TABLE OF CONTENTS

Title Page
Approval Page
Dedication
Acknowledgement
Abstract
Table Of Contents

 

Chapter One:
1.0 Introduction

1.1 Background Of The Study
1.2 Statement Of The Problem
1.3 Objective Of The Study
1.4 Significance Of The Study
1.5 Scope And Limitation
1.6 Definition Of Terms
1.7 Research Question

Chapter Two:
2.0 Literature Review

2.1 The Nature Of Credit Co-Operative
2.2 Origin Of Credit Co-Operative
2.3 Types Of Credit Co-Operative
2.4 Co-Operative Thrift & Credit Society (Ctcs)
2.5 Overview Of Credit Management Techniques
2.6 Importance Of Credit Management
2.7 Contribution Of Credit To Economic Development
2.8 The Nacrdb As A Source Of Finance For Co-Operative Business
2.9 Mandate, Corporate Objective And Business Philosophy Of Nacrdb Credit Schemes
i. Micro Enterprise Scheme
ii. Macro Enterprise Scheme
– Nacrdb Interest Rate Regime
– How To Access Nacrdb Loans
– Nacrdb Ltd Sources Of Fund
2.10 Contribution Of Other Banks In Agricultural Financing
References

Chapter Three:
3.0 Research Design And Methodology

3.1 Introduction
3.2 Area Of Study
3.3 Population Of The Study
3.4 Sample And Sampling Procedure
3.5 Method Of Data Collection
3.6 Sources Of Data

Chapter Four:
4.1 Data Presentation, Analysis And Interpretation

Chapter Five
5.1 Summary:

3.3 Recommendations:
3.4 Conclusion:
Appendix B
Bibliography

APA

Credit Management Techniques In Agricultural Co-operative Bank. (n.d.). UniTopics. https://www.unitopics.com/project/material/credit-management-techniques-in-agricultural-cooperative-bank/

MLA

“Credit Management Techniques In Agricultural Co-operative Bank.” UniTopics, https://www.unitopics.com/project/material/credit-management-techniques-in-agricultural-cooperative-bank/. Accessed 22 November 2024.

Chicago

“Credit Management Techniques In Agricultural Co-operative Bank.” UniTopics, Accessed November 22, 2024. https://www.unitopics.com/project/material/credit-management-techniques-in-agricultural-cooperative-bank/

WORK DETAILS

Chapters:
5
Pages:
75
Words:
9901

Here’s a typical structure for Credit Management Techniques In Agricultural Co-operative Bank research projects:

  • The title page of Credit Management Techniques In Agricultural Co-operative Bank should include the project title, your name, institution, and date.
  • The abstract of Credit Management Techniques In Agricultural Co-operative Bank should be a summary of around 150-250 words and should highlight the main objectives, methods, results, and conclusions.
  • The introduction of Credit Management Techniques In Agricultural Co-operative Bank should provide the background information, outline the research problem, and state the objectives and significance of the study.
  • Review existing research related to Credit Management Techniques In Agricultural Co-operative Bank, identifying gaps the study aims to fill.
  • The methodology section of Credit Management Techniques In Agricultural Co-operative Bank should describe the research design, data collection methods, and analytical techniques used.
  • Present the findings of the Credit Management Techniques In Agricultural Co-operative Bank research study using tables, charts, and graphs to illustrate key points.
  • Interpret Credit Management Techniques In Agricultural Co-operative Bank results, discussing their implications, limitations, and potential areas for future research.
  • Summarize the main findings of the Credit Management Techniques In Agricultural Co-operative Bank study and restate its significance.
  • List all the sources you cited in Credit Management Techniques In Agricultural Co-operative Bank project, following a specific citation style (e.g., APA, MLA, Chicago).