The topic of this project is credit creation and management in Nigerian commercial books. The purpose of the study is to examine the impact of policies issued or introduced into the banking system.
The research outline covered the following points, revenue generation as a principal objective of bank lending, inefficient management of loan portfolio a fundamental problem of distressed banks. Loan/deposit ratio as it affects’ liquidity position of banks and the impact of prudential guideline.
Questionnaire was use in data collection using the random sampling method. The chi-square statistic was use in testing the hypothesis.
The finding were that level classified loans as bad or doubtful is still height though prudential guidelines reduce the profit of banks’ it increased value of the banks assets.
The recommendation is for the banks have an effective and efficient loan monitoring and recovery unit in place.
Cover page
Dedication
Acknowledgement
Table of content
List of tables
List of figures (if any)
Abstract
CHAPTER ONE:
INTRODUCTION
1.1 Background of the study
1.2 Statement of the problem
1.3 Purpose or objective of the study
1.4 Research hypothesis
1.5 Significance of the study
1.6 Scope of the study
1.7 Limitation of the study
CHAPTER TWO:
REVIEW OF LITERATURE
2.1 Role of commercial banks in Nigeria economy
2.2 Causes of non-performing accounts
2.3 Ways of minimizing occurrence of non-performing accounts
2.4 Importance of prudential guidelines
2.5 Impact of prudential guidelines
2.6 Summary of the related review literature
CHAPTER THREE:
RESEARCH METHODOLOGY
3.1 Research design
3.2 Area of study
3.3 Population of study
3.4 Sample and sampling procedure
3.5 Instrument for data collection
3.6 Validation of the research instrument
3.7 Reliability of the research instrument
3.8 Method of data administrator
3.5 Data analysis
CHAPTER FOUR:
DATA PRESENTATION AND RESULTS
4.1 Summary of results/findings
CHAPTER FIVE:
DISCUSSION OF RESULTS IMPLICATIONS AND RECOMMENDATIONS
5.1 Discussions of results
5.2 Conclusion
5.3 Implication of the research results
5.4 Recommendation
5.5 Suggestions for further research
5.6 Limitations of the study
Reference
Appendix
Credit Creation And Management In Commercial Banks. (n.d.). UniTopics. https://www.unitopics.com/project/material/credit-creation-and-management-commercial-banks/
“Credit Creation And Management In Commercial Banks.” UniTopics, https://www.unitopics.com/project/material/credit-creation-and-management-commercial-banks/. Accessed 20 September 2024.
“Credit Creation And Management In Commercial Banks.” UniTopics, Accessed September 20, 2024. https://www.unitopics.com/project/material/credit-creation-and-management-commercial-banks/
Here’s a typical structure for Credit Creation And Management In Commercial Banks research projects:
- The title page of Credit Creation And Management In Commercial Banks should include the project title, your name, institution, and date.
- The abstract of Credit Creation And Management In Commercial Banks should be a summary of around 150-250 words and should highlight the main objectives, methods, results, and conclusions.
- The introduction of Credit Creation And Management In Commercial Banks should provide the background information, outline the research problem, and state the objectives and significance of the study.
- Review existing research related to Credit Creation And Management In Commercial Banks, identifying gaps the study aims to fill.
- The methodology section of Credit Creation And Management In Commercial Banks should describe the research design, data collection methods, and analytical techniques used.
- Present the findings of the Credit Creation And Management In Commercial Banks research study using tables, charts, and graphs to illustrate key points.
- Interpret Credit Creation And Management In Commercial Banks results, discussing their implications, limitations, and potential areas for future research.
- Summarize the main findings of the Credit Creation And Management In Commercial Banks study and restate its significance.
- List all the sources you cited in Credit Creation And Management In Commercial Banks project, following a specific citation style (e.g., APA, MLA, Chicago).