Appraisal On The Impact Of Effective Credit Management On The Profitability Of Commercial Banks

A Case Study Of Intercontinental Bank Plc And First Bank Of Nigeria Plc
ABSTRACT

This study is focused on the impact of effective credit management on the profitability of commercial banks. The study is divided into five chapters. Chapter one deals with introduction, general over view of the study, statement of problems, objectives of the study, limitation and definitions of the terms. Chapter two consist of general introduction of research topic and of literature review.
Chapter three deals with research methodology, research design, and source of data, population and sample size and method of data. Chapter four deals with the data presentation, analysis and test of hypothesis.
Chapter five consists of summary, conclusion and recommendation. From the research work, research recommendation which reveals that credit mangers deals with various credit appraisals effective management should be adopted for the profitability of the banks.

TABLE OF CONTENTS

i Title page
ii Approval page
iii Dedication
iii Acknowledgement
iv Abstract
v Table of content

CHAPTER ONE
1.0 introduction 1
1.1 General overview of study 1
1.2 Statement of problems 3
1.3 Objectives of the study 4
1.4 Scope of the study 5
1.5 Statement of hypothesis 5
1.6 significance of the study 6
1.7 limitations of the research 7
1.8 definitions of terms 7

CHAPTER TWO
2.0 Literature Review 10
2.1 Background to profitability to a commercial
Bank 10
2.2 Principles and consideration to good lending 11
2.3 Basis for credit formulation 14
2.4 Comparative analysis of different forms of credit administration
Administration 21
2.6 signs of a bad loan 27
2.7 government regulation on over credit 29
2.8 problem of credit management and Administration 32
2.9 profit and loss account (of your case study) 34
2.10 references 38

CHAPTER THREE
3.0 methodology 39
3.1 Research Design 39
3.2 sources of data 40
3.3 population and sample size 41
3.4 method of data analysis 42
3.4.1 administration of data collection instrument 42
3.5 statistical data to be used in data analysis 42

CHAPTER FOUR
4.0 presentation and analysis of data 44
4.1 presentation of data 44
4.2 analysis of data 50
4.3 test of hypothesis 52

CHAPTER FIVE
5.0 summary, conclusion and recommendations
5.1 summary 59
5.2 conclusion 60
5.3 recommendation 61
Bibliography 64
Questionnaire 66

APA

Appraisal On The Impact Of Effective Credit Management On The Profitability Of Commercial Banks. (n.d.). UniTopics. https://www.unitopics.com/project/material/appraisal-on-the-impact-of-eefective-credit-management-on-the-profitability-of-commercial-banks/

MLA

“Appraisal On The Impact Of Effective Credit Management On The Profitability Of Commercial Banks.” UniTopics, https://www.unitopics.com/project/material/appraisal-on-the-impact-of-eefective-credit-management-on-the-profitability-of-commercial-banks/. Accessed 22 November 2024.

Chicago

“Appraisal On The Impact Of Effective Credit Management On The Profitability Of Commercial Banks.” UniTopics, Accessed November 22, 2024. https://www.unitopics.com/project/material/appraisal-on-the-impact-of-eefective-credit-management-on-the-profitability-of-commercial-banks/

WORK DETAILS

Chapters:
5
Pages:
73
Words:
9693

Here’s a typical structure for Appraisal On The Impact Of Effective Credit Management On The Profitability Of Commercial Banks research projects:

  • The title page of Appraisal On The Impact Of Effective Credit Management On The Profitability Of Commercial Banks should include the project title, your name, institution, and date.
  • The abstract of Appraisal On The Impact Of Effective Credit Management On The Profitability Of Commercial Banks should be a summary of around 150-250 words and should highlight the main objectives, methods, results, and conclusions.
  • The introduction of Appraisal On The Impact Of Effective Credit Management On The Profitability Of Commercial Banks should provide the background information, outline the research problem, and state the objectives and significance of the study.
  • Review existing research related to Appraisal On The Impact Of Effective Credit Management On The Profitability Of Commercial Banks, identifying gaps the study aims to fill.
  • The methodology section of Appraisal On The Impact Of Effective Credit Management On The Profitability Of Commercial Banks should describe the research design, data collection methods, and analytical techniques used.
  • Present the findings of the Appraisal On The Impact Of Effective Credit Management On The Profitability Of Commercial Banks research study using tables, charts, and graphs to illustrate key points.
  • Interpret Appraisal On The Impact Of Effective Credit Management On The Profitability Of Commercial Banks results, discussing their implications, limitations, and potential areas for future research.
  • Summarize the main findings of the Appraisal On The Impact Of Effective Credit Management On The Profitability Of Commercial Banks study and restate its significance.
  • List all the sources you cited in Appraisal On The Impact Of Effective Credit Management On The Profitability Of Commercial Banks project, following a specific citation style (e.g., APA, MLA, Chicago).