Analysis Of Cash Deposits Pattern In Commercial Banks

A Case Study Of Fidelity Bank Plc, Owerri
ABSTRACT

The success or failure and effectiveness or ineffectiveness of any banking or financial sector depends on extent of customer’s patronage and the financial resources available to form and procure the required service oriented facilities. In Nigeria, there are lots of problems associated with banking. The problems include in adequate financial capacity, that is weak capital base, lack of sound technical planning, bad implementation of formulated policies linking the banking operations, inadequate supervision and monitoring of economic changes and large scale financial embezzlement. Due to these problems, many financial firms are distressed and subsequently are closed up. The study therefore examined the cash deposits pattern of commercial banks for the past 10 years with fidelity bank Plc, Owerri as a case study. Data used for this technical research were obtained from secondary source these data were out-puts of cash deposits of customers patronizing fidelity bank plc Owerri from 1998-2007. The data was systematically analyzed using time series models. The study found that there is an annual decrease in the rate of cash deposit patterns in fidelity bank plc Owerri as a study unit of commercial banks. Finally, the study suggested some solutions and also made some fine and worthy recommendations.

TABLE OF CONTENTS

Title Page
Approval Page
Dedication
Acknowledgement
Abstract
Table of Content

CHAPTER ONE
1.0 Introduction
1.1 Statement of Problem
1.2 Purpose of Study
1.3 Statement of Hypothesis
1.4 Scope of the Study
1.5 Limitations of the Study
1.6 Significance of the Study
1.7 Objective of the Study
1.8 Definition of Terms

CHAPTER TWO
2.0 Literature Review

CHAPTER THREE
Research Methodology
3.0 Source of Data Collection
3.1 Sampling Procedure
3.2 Methods of Data Analysis
3.3 Time Series
3.4 Time Series Models
3.5 Estimation of Trend
3.6 Method of Least Square
3.7 Method of Moving Average
3.8 Percentage Moving Average

CHAPTER FOUR
4.0 Data Presentation and Analysis
4.1 Statement of Cash-Deposits in Quarters
4.2 Statement of Production (Annual)
4.3 Data Analysis
4.4 Projections
4.5 Original Data
4.6 Seasonal Index
4.7 Test of Hypothesis
List of Graphs
Figure 1: Bar chart showing the annual cash-deposits – 49
Figure 1: Diagram showing the annual rise and fall of cash-deposit pattern of fidelity bank Plc, Owerri.

CHAPTER FIVE
5.0 Findings
5.1 Conclusion
5.2 Recommendation
Bibliography

APA

Analysis Of Cash Deposits Pattern In Commercial Banks. (n.d.). UniTopics. https://www.unitopics.com/project/material/analysis-of-cash-deposits-pattern-in-commercial-banks/

MLA

“Analysis Of Cash Deposits Pattern In Commercial Banks.” UniTopics, https://www.unitopics.com/project/material/analysis-of-cash-deposits-pattern-in-commercial-banks/. Accessed 19 September 2024.

Chicago

“Analysis Of Cash Deposits Pattern In Commercial Banks.” UniTopics, Accessed September 19, 2024. https://www.unitopics.com/project/material/analysis-of-cash-deposits-pattern-in-commercial-banks/

WORK DETAILS

Chapters:
5
Pages:
68
Words:
9419

Here’s a typical structure for Analysis Of Cash Deposits Pattern In Commercial Banks research projects:

  • The title page of Analysis Of Cash Deposits Pattern In Commercial Banks should include the project title, your name, institution, and date.
  • The abstract of Analysis Of Cash Deposits Pattern In Commercial Banks should be a summary of around 150-250 words and should highlight the main objectives, methods, results, and conclusions.
  • The introduction of Analysis Of Cash Deposits Pattern In Commercial Banks should provide the background information, outline the research problem, and state the objectives and significance of the study.
  • Review existing research related to Analysis Of Cash Deposits Pattern In Commercial Banks, identifying gaps the study aims to fill.
  • The methodology section of Analysis Of Cash Deposits Pattern In Commercial Banks should describe the research design, data collection methods, and analytical techniques used.
  • Present the findings of the Analysis Of Cash Deposits Pattern In Commercial Banks research study using tables, charts, and graphs to illustrate key points.
  • Interpret Analysis Of Cash Deposits Pattern In Commercial Banks results, discussing their implications, limitations, and potential areas for future research.
  • Summarize the main findings of the Analysis Of Cash Deposits Pattern In Commercial Banks study and restate its significance.
  • List all the sources you cited in Analysis Of Cash Deposits Pattern In Commercial Banks project, following a specific citation style (e.g., APA, MLA, Chicago).